White Plains, NY • Est. 1904

Risk.
Protection.

Engineering Personalized insurance portfolios for commercial and private assets in NY, NJ, CT, PA, FL, VT, MI, UT, and AZ for over 120 years.

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Handwerger Heritage

Our Heritage

A Century of
Unwavering Trust

Founded in 1904, Handwerger & Sons has stood as a pillar of stability through the Great Depression, two World Wars, and the 2008 financial crisis. We don't just sell insurance; we engineer survival strategies for wealth.

As a fourth-generation firm, we understand that true risk management isn't about the next quarter—it's about the next generation. Our deep roots in the Tri-State area give us unparalleled insight into the unique challenges facing commercial and private assets in this region.

1904
Established
4th
Generation
120+
Years of Service
NY
Focused

Industries Served

Specialized Protection for
Complex Assets

We don't offer generic policies. We build industry-specific fortresses around your most valuable assets.

Real Estate

Comprehensive coverage for commercial properties, developments, and high-value residential portfolios.

Construction

Specialized risk management for contractors, developers, and large-scale infrastructure projects.

Manufacturing & Wholesale

End-to-end protection for production facilities, supply chains, and product liability.

Retail

Tailored policies for brick-and-mortar stores, e-commerce, and inventory protection.

Restaurants

Coverage for fine dining, franchises, and hospitality venues, including liquor liability and spoilage.

Corporate Liability

D&O, E&O, and cyber liability protection for executives and boards facing complex regulatory environments.

Private Client

Bespoke solutions for high-net-worth individuals, covering fine art, jewelry, and multiple properties.

Logistics & Fleet

End-to-end protection for supply chains, commercial fleets, and cargo in transit.

Risk Consulting

Proactive analysis and mitigation strategies to prevent losses before they occur.

Trusted Partners

Chubb Logo
AmTrust Logo
Progressive Logo
Travelers Logo
National General Logo
Plymouth Rock Logo

Policy Review

Is Your Portfolio
Truly Secure?

Most insurance portfolios are a patchwork of uncoordinated policies accumulated over years. Often this fragmentation creates dangerous gaps and expensive redundancies.

Our Comprehensive Insurance Review will analyze your present coverage, offer you a comprehensive insurance plan providing you with optimal coverage, ways to minimize risks, and cost savings with personalized service. We align with your needs.

  • Identify coverage gaps
  • Eliminate redundant premiums and over-insurance
  • Optimize deductibles
  • Stress-test policies against catastrophic scenarios
Risk Management Analysis

Claims Advocacy

When It Matters
Most

An insurance policy is only as good as the claim settlement. We don't just file paperwork; we fight for your recovery.

Immediate Response

24/7 direct access to senior partners, not call centers. We mobilize instantly when crisis strikes.

Aggressive Advocacy

We negotiate directly with carriers, leveraging our century-long relationships to expedite settlements.

Rapid Resolution

Our goal is simple: get you paid fully and quickly so your business never misses a beat.

Emergency Claims Hotline

For urgent claims requiring immediate attention outside of business hours.

(914) 694-8700

Get in Touch

Secure Your
Legacy

Send Us a Message

Headquarters

297 Knollwood Road Suite 207
White Plains, NY 10607

Phone

(914) 694-8700

Mon-Fri, 9am - 5pm EST

Since 1904

Over 120 years of
service to the Tri-State area.