
Our Heritage
A Century of
Unwavering Trust
Founded in 1904, Handwerger & Sons has stood as a pillar of stability through the Great Depression, two World Wars, and the 2008 financial crisis. We don't just sell insurance; we engineer survival strategies for wealth.
As a fourth-generation firm, we understand that true risk management isn't about the next quarter—it's about the next generation. Our deep roots in the Tri-State area give us unparalleled insight into the unique challenges facing commercial and private assets in this region.
Industries Served
Specialized Protection for
Complex Assets
We don't offer generic policies. We build industry-specific fortresses around your most valuable assets.
Real Estate
Comprehensive coverage for commercial properties, developments, and high-value residential portfolios.
Construction
Specialized risk management for contractors, developers, and large-scale infrastructure projects.
Manufacturing & Wholesale
End-to-end protection for production facilities, supply chains, and product liability.
Retail
Tailored policies for brick-and-mortar stores, e-commerce, and inventory protection.
Restaurants
Coverage for fine dining, franchises, and hospitality venues, including liquor liability and spoilage.
Corporate Liability
D&O, E&O, and cyber liability protection for executives and boards facing complex regulatory environments.
Private Client
Bespoke solutions for high-net-worth individuals, covering fine art, jewelry, and multiple properties.
Logistics & Fleet
End-to-end protection for supply chains, commercial fleets, and cargo in transit.
Risk Consulting
Proactive analysis and mitigation strategies to prevent losses before they occur.
Trusted Partners






Policy Review
Is Your Portfolio
Truly Secure?
Most insurance portfolios are a patchwork of uncoordinated policies accumulated over years. Often this fragmentation creates dangerous gaps and expensive redundancies.
Our Comprehensive Insurance Review will analyze your present coverage, offer you a comprehensive insurance plan providing you with optimal coverage, ways to minimize risks, and cost savings with personalized service. We align with your needs.
- Identify coverage gaps
- Eliminate redundant premiums and over-insurance
- Optimize deductibles
- Stress-test policies against catastrophic scenarios

Claims Advocacy
When It Matters
Most
An insurance policy is only as good as the claim settlement. We don't just file paperwork; we fight for your recovery.
Immediate Response
24/7 direct access to senior partners, not call centers. We mobilize instantly when crisis strikes.
Aggressive Advocacy
We negotiate directly with carriers, leveraging our century-long relationships to expedite settlements.
Rapid Resolution
Our goal is simple: get you paid fully and quickly so your business never misses a beat.
Emergency Claims Hotline
For urgent claims requiring immediate attention outside of business hours.
(914) 694-8700Get in Touch
Secure Your
Legacy
Send Us a Message
Headquarters
297 Knollwood Road Suite 207
White Plains, NY 10607
Since 1904
Over 120 years of
service to the Tri-State area.